changing accounts

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kev69

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Post by kev69 » Sun Feb 15, 2009 2:21 pm
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hi all,my partner & i are about to start an iva,we were advised to change bank accounts,so we have opened an account with LTSB but we were previously with halifax who are our main creditor,so we are now worried with the take over will LTSB become a creditor or will they close the new account? any advice greatly appreciated thanks,kev
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kallis3

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Post by kallis3 » Sun Feb 15, 2009 2:23 pm
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Hi kev,

I am not sure what will happen with Lloyds/HBOS. I don't know if they are trading seperately or not.

Is it possible to open another account? A lot of people on here recommend the Co-op and Yorkshire Bank.

One of the professional experts will be able to advise further.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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kev69

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Post by kev69 » Sun Feb 15, 2009 2:28 pm
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thank's for quick reply jan,i might try barklays it's just these are the only ones in the town, kev
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MelanieGiles

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Post by MelanieGiles » Sun Feb 15, 2009 2:58 pm
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They are still trading as separate banks, so your account ought to be safe.
Regards, Melanie Giles, Insolvency Practitioner
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Skippy

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Post by Skippy » Sun Feb 15, 2009 4:59 pm
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I had a Co-op Cashminder account and you don't actually need to have a local branch. You can open the account on the phone and pay in and withdraw money at the Post Office. Their telephone customer service is brilliant as well.
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kev69

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Post by kev69 » Mon Feb 16, 2009 8:28 pm
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thank's for the replies i'll stick with LTSB for now but may try another one too!,kev
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Kenzie Ione

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Post by Kenzie Ione » Tue Mar 31, 2009 8:01 am
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I set up a bank account with bank of america, but found out where im moving to doesnt have a branch. I want to change accounts to PNC, is this going to be difficult. What do I need to do?...
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Skippy

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Post by Skippy » Tue Mar 31, 2009 8:44 am
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I'm sorry Kenzie, this is forum is for UK debt so I cannot advise on American banks.
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