Checked my credit file

[ksmiuk]

It is showing defaults from 2 of my creditors despite being in IVA what do I need to do about this? Thanks

[kallis3]

At the moment, I wouldn't worry about it. Once your IVA is completed then you need to write to your creditors to get them to remvoe it.

At the moment it will make no difference whether it is on there or not - I have been defaulted every month by one of my creditors.

[plasticdaft]

The defaults will continue to show,but as long as they do not date from later than the IVA started I wouldnt be too concerned,although you could try writing to the creditors to ask them to change the date,but its not really worth doing until nearer completion.

Paul

[kallis3]

Lombard Direct have defaulted me every month since my IVA started but I won't be doing anything about it at the moment.

I can't get credit, even if I wanted it, so will let sleeping dogs lie for now.

[ksmiuk]

i am planning on applying for a mortgage at the end of this week all being well, my full and final is just waiting for 1 creditor and they have been given till wednesday. My in laws are paying us a 30k deposit and we have seen a house we want for 145 fingers crossed x

[kallis3]

Good luck with the application.

Let us know how you get on.