Christmas Day Shopping

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lem

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Post by lem » Thu Dec 27, 2012 4:30 pm
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What I find odd is people are happy to grab 'bargains' and put them on a credit card, but unless they pay it off in full when the bill comes, that bargain will end up costing more in accumulated interest than it would if they had probably bought it at full price.
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lukeofyorkshire

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Post by lukeofyorkshire » Thu Dec 27, 2012 4:33 pm
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by lem

What I find odd is people are happy to grab 'bargains' and put them on a credit card, but unless they pay it off in full when the bill comes, that bargain will end up costing more in accumulated interest than it would if they had probably bought it at full price.
Just goes to show Lem that there is a real lack of common sense out there!
1st payment Oct 2008, last payment Dec 2013. Certificate received March 2015 due to PPI claim.
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Foggy

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Post by Foggy » Thu Dec 27, 2012 5:17 pm
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Ah ... but half price and a years interest is better than full price and a years higher interest :-)

I did read somewhere that many people who pay for christmas on credit are still paying for last years while wracking up this years .... I know ... I probably did it too ......
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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lukeofyorkshire

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Post by lukeofyorkshire » Thu Dec 27, 2012 5:20 pm
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Ooooooohh this is my 1000th post lol [:D]

That is real wisdom foggy [:D]

I read the same thing somewhere, sad thing is you can see in that the thousands of people who are going down the same route as us yet at this moment are still in denial.
1st payment Oct 2008, last payment Dec 2013. Certificate received March 2015 due to PPI claim.
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Foggy

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Post by Foggy » Thu Dec 27, 2012 5:22 pm
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1000 posts, Luke. Well done :-) I am sure The Artist will raise a can for you :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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lukeofyorkshire

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Post by lukeofyorkshire » Thu Dec 27, 2012 5:37 pm
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There'll be no raising cans for me from 1st Jan 2013. Going teetotal for the month for Cancer Research Dryahtlon. It is going to be hell!!!
1st payment Oct 2008, last payment Dec 2013. Certificate received March 2015 due to PPI claim.
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Shining

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Post by Shining » Thu Dec 27, 2012 5:44 pm
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An easy one for me as I'm teetotal. Hadn't heard of that it would appear there is something most months now. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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lukeofyorkshire

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Post by lukeofyorkshire » Thu Dec 27, 2012 5:45 pm
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There is but have been roped into this by my two big drinking brothers so hey ho.
1st payment Oct 2008, last payment Dec 2013. Certificate received March 2015 due to PPI claim.
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