We are approaching the end of our IVA and received a letter from Santander, a statement/ notice of sums in arrears.
I think we have probably had letter in the past but as we know it was all in the IVA never really looked at them.
We have noticed now though that this account number has a 'NO' underneath claim admitted on the list, where all other creditors say YES. What does this mean please?
You need to go back to your IVA company and clarify what it means.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
It is possible that Santander are now barred from the IVA if they did not submit their claim on time. This will not affect you either way [unless you repay in full] so as the others say just send the letter to your IP.
