Clear Debt approaching me via text !!

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MrsR

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Post by MrsR » Tue Nov 20, 2012 6:39 pm
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Hi all,

Literally just had a text come though as follows:


Sarah Drowning in debt? Clear Debt can reduce your monthly payment or help you write off much of what you owe. Reply INFO for details or STOP to optout

They have my name !!!!!!

I am NOT impressed !
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!

Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA :)

Completion Certificate received- 30th April 2015!!
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lem

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Post by lem » Tue Nov 20, 2012 6:45 pm
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No I wouldn't be either, I keep getting emails from Clark Richards telling they can give me an IVA and write off most of my debt!
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Heretoday

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Post by Heretoday » Tue Nov 20, 2012 7:13 pm
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......must....not....comment....must ....resist....temptation....
7 years after starting an IVA I finally received a completion certificate from ClearDebt
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Adam Davies

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Post by Adam Davies » Tue Nov 20, 2012 7:24 pm
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Hi

I think some creditors pass on details to companies such as Cleardebt once you are in a default position with them, a little late in your case though !

Regards
Andam Davies
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luluj

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Post by luluj » Tue Nov 20, 2012 8:09 pm
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simples....where is the delete button ! I would not entertain even opening the text messages ...they are just trying it on.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Shining

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Post by Shining » Tue Nov 20, 2012 8:11 pm
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Do opt out though and join the Telephone Preference service and if you get any more take it further x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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MrsR

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Post by MrsR » Tue Nov 20, 2012 8:17 pm
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Thanks for your comments all.

I know I am not alone but everyday I get PPI texts then this one !

I am sure Mel will be delighted at the prospect of her clients being poached !
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!

Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA :)

Completion Certificate received- 30th April 2015!!
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MelanieGiles

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Post by MelanieGiles » Tue Nov 20, 2012 8:20 pm
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Mel prefers not to comment on this post to any degree - but does wonder where the data actually originates from.
Regards, Melanie Giles, Insolvency Practitioner
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luluj

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Post by luluj » Tue Nov 20, 2012 8:21 pm
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I was wondering that - the insolvency list no doubt plays a part in all of this !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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MrsR

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Post by MrsR » Tue Nov 20, 2012 9:13 pm
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Hmm I think it may Luluj.
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!

Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA :)

Completion Certificate received- 30th April 2015!!
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Skippy

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Post by Skippy » Tue Nov 20, 2012 9:21 pm
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I thought companies weren't allowed to make unsolicited contact?
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MelanieGiles

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Post by MelanieGiles » Tue Nov 20, 2012 9:38 pm
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I think that they are if you have given permission for your details to be passed on to other companies. These days you seem to have to overtly opt out of that, rather than opt in.
Regards, Melanie Giles, Insolvency Practitioner
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Skippy

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Post by Skippy » Tue Nov 20, 2012 9:40 pm
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That really annoys me. I always try and opt out but different companies do things differently - some you have to tick the box to opt in and some to opt out. I'm sure it's deliberate to catch people out!
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Shining

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Post by Shining » Tue Nov 20, 2012 10:07 pm
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I agree Skippy sometimes you have to read carefully as it can be confusing. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Heretoday

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Post by Heretoday » Tue Nov 20, 2012 10:27 pm
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Ok I tried my best but:

Tell them to CLEAROFF
7 years after starting an IVA I finally received a completion certificate from ClearDebt
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