Hi all, another question i am sure you can answer. Can you open a joint CoOp cashminder account. my partner and i are going bankrupt and want to sort a new bank account out immediately. x
Have a look on website or give them a ring to find out.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
you can set up a joint account and although the online banking takes a day or so to catch up the lady on the phone will help you set it all up. no probs.
I keep a spreadsheet with all of my outgoings on it, and I then change the colour of the text when it's gone out of the bank. That way I know exactly what I've got - or usually what I haven't got!
thanks guys. i just rang the co op and going to ring in morning and set account up, cant face doing it tonight. does it matter that once it is set up i wont be using it for a while. probabaly a month or so.
My Nationwide account was set up and only had the £50 they paid in for messing up my application in the first place.
Didn't use it for a year or so.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I opened mine a month or so ago as I need to change from the NatWest account as RBS are one of my creditors. They are switching all my DDs and I have changed my child benefit and tax credits to go into the Cashminder account now. Tax Credits were transferred within the week. BTW it's better to change your child benefit details online as although tax credit people will say they can do that too, it takes ages.
When I registered for internet banking it showed up an old Pathminder account in which I have £1.20, so I could use this for savings now which woud be better than the NS&I acount where I need to keep £100 in to keep the account open! And I can still pay in at the Post Office....I love the Post Office!
Last edited by Cath on Tue Nov 03, 2009 8:10 pm, edited 1 time in total.
7 year IVA completed in December 2016 - there is light at the end of that tunnel
Even though Barclaycard were one of my creditors, we still have our full Barclays account open, complete with debit card and cheque book. We just pay a small amount across to keep it open (and use it occasionally as well) and fully intend to go back to that one once the IVA has completed.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Does anyone know if it's possible to pay cheques into a Co-op Cashminder account through the Post Office? It's a right pain having to go to my nearest Co-op bank branch? x
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I'm sure you can too, I have the full Smile account and that's part of the Co-op and IF I had anything to pay in (never seem to have) then I could use that facility.
Hope you get your account sorted Amy.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
You can pay them in through the post office, though only with your own paying in book, and they have to go into a special envelope which the post office then sends to the Co-Op. The last cheque I paid into mine took a little longer than I expected, but any and all others were dealt with very promptly despite what seems to be a little unwieldy system.
Regards.
Cert DR
23+ years in debt advice
I do not post for anyone other than myself
