College Grants/EMA and IVA

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WASP8

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Post by WASP8 » Thu Apr 01, 2010 11:20 am
Hi,
My daughter is due to start college in September and naturally will need money for various bits and pieces. I looked into the EMA but seeing as our joint income is above the threshold not sure if we can be considered. Does anyone know if we apply and let the decision makers know of our circumstances and that we are in an IVA (and do not have any spare revenue) if we will have any luck ? Daughter is going to look for a part-time job but these appear to be few and far between for youngsters at the moment.
I'd appreciate any advice you can offer.
Many Thanks [:)]
 
 

MelanieGiles

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Post by MelanieGiles » Thu Apr 01, 2010 11:28 am
I do not beleive that the IVA will be helpful in
obtaining grant assistance for your daughter - which is income based rather than disposable income means tested.
Regards, Melanie Giles, Insolvency Practitioner
 
 

WASP8

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Post by WASP8 » Thu Apr 01, 2010 11:31 am
Helen/Melanie,
Just as I suspected, can't blame me for asking !
I'm sure we'll manage somehow and keep our fingers crossed that she can get a part-time job (I'll just have to be her unpaid taxi driver for lifts to/from work!!!)
All the best [:o)]
 
 

kallis3

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Post by kallis3 » Thu Apr 01, 2010 12:55 pm
My daughter got nothing either, but fortunately she was able to get a part time job in Asda and we were also unpaid taxi drivers as well!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

flow13

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Post by flow13 » Thu Apr 01, 2010 1:15 pm
Can I ask what the threshold is to receive EMA? My stepdaughter will be starting 6th form/college in september.
Its now time to start living and to make some some wonderful memories!
Read my blog at http://flow13.blogs.iva.co.uk/ 'Aiming for the finish line'
 
 

kallis3

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Post by kallis3 » Thu Apr 01, 2010 1:21 pm
Have a look at this link - it should explain it all.

http://readingroom.lsc.gov.uk/lsc/Natio ... -jun09.pdf
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Shining

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Post by Shining » Thu Apr 01, 2010 2:15 pm
My daughter starts 6th form in September and will need extra clothes/resources. Luckily she found a Saturday job and I give her a nominal amount and hopefully she'll manage, I do think it's unfair and do wish EMA was payable to all students to encourage further education rather than means tested.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Jan01

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Post by Jan01 » Thu Apr 01, 2010 4:35 pm
Hi

I work with young people helping them to find training college etc. EMA look at the previous years income so we have had young people refused EMA although their parents are unemployed becaue of the income the have earnt. It seems very unfair, the govt. want young people to be doing something positive but do not seem to help them £30 a week isn't much for a teenager but it helps with college expenses.

Jan
Nothing you can buy feels as good as not being in debt.
 
 

kallis3

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Post by kallis3 » Thu Apr 01, 2010 4:41 pm
Unfortunately they don't take into account the household expenditure. We had to help daughter out with lifts to college as she didn't earn a great deal from her part time job.

Will be glad when she gets a full time position somewhere.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

MelanieGiles

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Post by MelanieGiles » Thu Apr 01, 2010 9:47 pm
I can relate to that one Jan! Our "little girl" is 26 and shows no signs of wanting to leave the nest, due to only being able to get supply teaching work rather than a full time job! It is not easy for kids these days.
Regards, Melanie Giles, Insolvency Practitioner
 
 

kallis3

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Post by kallis3 » Thu Apr 01, 2010 10:00 pm
It's not good now, she is applying for anything and everything at the moment. No sign of full time employment at all.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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