Completed IVA - strange status on credit file

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DroneOn

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Joined: Tue Oct 24, 2017 9:54 am

Post by DroneOn » Fri Apr 28, 2023 10:41 am
Hi all,

I completed by IVA early (started early 2018, completed via F&F offer early 2020).

My potential employer is asking for a background check and it's 50/50 on whether this will include a credit check... I have no idea. It's got me worked up a bit. I know the IVA will be on my report for one more year.

The whole thing made me revisit my report on checkmyfile and there is also a weird status being reported from all three agencies. It says:

Removed: 15/02/24
Status: DISCHARGED on 15/02/2020

Does anyone know what the 'removed' alludes to? As far as I am aware, year 5 doesn't have any significance, so just wondering what this is?

Thanks for any wisdom in advance.

kallis3

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Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Fri Apr 28, 2023 12:19 pm
It will remain on your file for 6 years from the start of your IVA. Not sure why it says discharged - I presume you had your completion letter.

You could query it with the agencies.
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