completed IVA . What happpens next?

[julann]

My IVA will be six years old next week. I settled it, in full around three years ago. Will I need to ask credit ref. agencies to remove it from my file. or will it be removed automatically please?

Thanks,
julann

[Jan01]

Can't give you an answer but just to congratulations on completing your IVA

Jan

[julann]

Thank you. Hoping that getting back to normal isn't going to be too complicated.

julann

[Adam Davies]

Hi
THe redord of your IVA will simply fall off your credit file when it is six years old.
I would check your credit report a month after the six year anniversery
Regards

[julann]

Thanks,

I did find it easier to obtain catalogue accounts and a small credit card limit once the IVA was settled. Since then, I have maintained a clean credit file. Does this imply a good credit score once the IVA drops off next week please?

Many thanks,
julann

[David Mond]

More than likely yes - you could write to all the credit reference agencies to ensure it is removed from your file