Ni Nicholas.96 - it means should you find yourself in a postion where you cannot continue with your payments or they have dropped significantly, your IP can put fwd a variation to the creditor to see if they will accept all the payments you have made to date as settlement of the IVa - i.e if you have may 50 payments instead of 60 would they accept it at 50 and compplete your IVA with no more payments to make.
hope that makes sense!
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