COMPLETION CERTIFICATE ARRIVED... NOW WHAT?

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familyofsix

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Post by familyofsix » Mon Feb 04, 2019 6:59 pm
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So we made our final payment in October 2018 and our completion certificate arrived in the post today.

I now have no idea what happens and how we can attempt to start building our credit rating ? I know it will be effected for a further year.

Do we send copies of the completion certicAte off to credit agencies if so who?

Sorry for all the questions but I am lost.

Thank you
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Foggy

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Post by Foggy » Mon Feb 04, 2019 7:56 pm
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If your IP is doing his job correctly all your creditors will be informed and sent copies of the completion paperwork, as will the Insolvency Service. As I mentioned in my reply to your other post, have a read here: https://www.iva.co.uk/what-does-an-iva- ... dit-record
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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luluj

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Post by luluj » Mon Feb 04, 2019 9:23 pm
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That's a great turnaround time for you ... great way to start 2019 !
I would keep an eye on your credit files and where defaults don't start to drop off or creditors don't update to show completion I would make contact with the credit control team and send a COPY of the certificate to them to ensure there records are updated and ready to be completed removed on the 6th anniversary.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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