So pleased to receive my completion certificate after a long 6 month wait and did a full and final settlement in December 21 with sprout loans it’s so nice not to have to do the reviews every year without the Iva I wouldn’t be this far and would of never been able to clear my debts.
No more debt never will I have credit cards and loans , I’ve learned a valuable lesson along the way …..so any one wanting to set up a Iva and no other way out that’s how I felt like I was sinking further and further , if you can put up with the restrictions cos that’s what it’s all about keeping to a budget then go for it.
It felt strange when my account closed down as they were part of my life for nearly 5 years. Now to wait for credit file to clear and Iva will stay on file as I did a 6 year.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk