I am so excited! I got my completion certificate today - yey!!! I had a full and final agreed at the end of October so it took 4 months total which given some of the stories I have read on here isn't too bad. I know the IVA won't drop off my record till July 2014 but it is still nice to know that it's finally all over. Can't wait till my name disappears from the Insolvency Register.
So to everyone just starting out, or those in the middle of their IVAs good luck and there really is light at the end of the tunnel. [:)]
Good luck for the future and keep posting so we know how you are getting on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk