And if a lot of businesses had to seriously deal with a FOI/Open Gov data sharing environment they wouldnt know if they were coming or going.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
Just out of interest would an IVA/BR stop you vetting people because the argument is easily extended to those in the vetting positions in that an applicant for security vetting who discovers the vetter has an IVA or is BR can then use blackmail or bribery to gain clearance when otherwise it whould be denied?
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by sprowstonboy
Just out of interest would an IVA/BR stop you vetting people because the argument is easily extended to those in the vetting positions in that an applicant for security vetting who discovers the vetter has an IVA or is BR can then use blackmail or bribery to gain clearance when otherwise it whould be denied?
Yes,I would never have been allowed to do that role once my finances had deteriorated. During and since my IVA I've been restricted to far less sensitive (and more mundane) civil service positions.
"If you think it's expensive to hire a professional to do the job, wait until you hire an amateur."
Don't like the implication that people in IVA are more likely to commit insurance fraud, this is the sort of misconception that blights people like myself and my husband. Our debt problems arose due to business failure and unexpected pregnancy and we decided to set up IVA's to deal with issue and I do resent being treated like a criminal by insurance companies and mobile phone providers and the like. I could probably get insurance easier if I had a criminal record than I can with an IVA
I too hate the stigma. That feeling of having a shameful secret. The ridiculous thing was, whilst I was juggling credit card balances and robbing Peter to pay Paul I felt no such shame!
There seems to be no shame in a mountain of debt, despite the fact you're buying £2 of petrol on a maxed out credit card to get to work...
But do something proper and decisive to solve the problem and your suddenly your tarred and feathered!
However, on balance I think insurance companies fear that people in an IVA have little spare cash and are more likely to claim whereas someone a bit more flush might just take the hit to save their no-claims.
I like to think it's more that than thinking we'll defraud them.
Last edited by hubert on Wed Jul 15, 2015 10:56 pm, edited 1 time in total.
Last time I made a contents claim was 20 years ago, car insurance 10 years ago.
Maybe nfu just get a lot of claims from farmers claiming the cows have been stolen#128512;
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
