Cost of food

[kallis3]

Hopefully it won't be adjusted too much, if at all.

Good luck this time Steve - you need a break!

[LoneRanger]

Thanks Jan.

[David Mond]

Loneranger - if you have special reasons as to why your car parking costs are above average let your proposed IVA provider know this as there are ways for this to be put into a proposal which will be brought to creditors attention.

[MelanieGiles]

CCCS cannot possibly guide on how much to be allocated for fuel and parking - as this varies with each individual's circumstances. This is the one area that I completely disregard on CCCS guidelines, but of course we do have to explain the costs of motoring to creditors so they understand the basis for the charges.

[LoneRanger]

300 miles a week commuting to and from work, becomes quite expensive in fuel. I don't pay for parking work related.

[MelanieGiles]

Then you must ensure that you receive the full allowance for this within your disposable income calculation.

[LoneRanger]

Thanks Melanie. I will have to look into it all properly again.

[David Mond]

You should have no problem in having that agreed as a proper allowance.

[LoneRanger]

David, i am expecting a call soon from size5 to discuss my current circumstances, so will hopefully have the ball rolling again soon...

[elldina]

hi lone ranger my hubby does about 450 miles aweek plus 2 toll road payments a day which combined come to over £360 a mth for travelling to and from work . it was questioned but after ip took work postcode and home postcode and saw toll was only way as well was allowed no problems and public transport was 7 hrs travelling a day so not worth attempting
elldina

[David Mond]

Hi Loneranger - great to hear you have been back in contact with Size5 - we'll sort it out for you. Best wishes.

[LoneRanger]

Thanks Elldina. If the creditors had a problem i would just get reciepts, and like wise a postcode check would also so a 60 mile round trip a day.

[back on track]

my daily commute is 94 mile round trip,but at the moment am car shareing so i drive every other week so not too bad on wear and tear on car.
i am allowed £100 petrol a month which only just covers work petrol.
will keep the postcode check in mind when i come up for reveiw as its sailing close to the wind now

[MelanieGiles]

You should be allowed a domestic allowance as well, so do make sure this is highlighted at the time of your annual review.

[back on track]

thankyou melanie i didnt know that,when you do first i@e you dont realize much as its all so daunting at ther beggining.