Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Do you think that somebody could mention this site to the home secretary, perhaps if she can't afford a bath plug she should consider an IVA. I am sure David or Melanie could advise her.
IVA.co.uk The best place for debt advice. Thanks to Melanie Giles, David Mond, David and J (Elv5) Kallis, Dand, Skippy, Andy Davie
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
£800 to live on, my husband doesnt bring home much more than that, we were also only allowed £302 for 2 adults and 1 child for food and toiletries, nightmare Locko
Which is why you need to speak to your IP and explain that you are struggling.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Thanks Kallis, I think I am just scared as I dont want the IVA to fail but in the best will in the world we are finding it hard and never seem to be able to last until the end of the month
And you should be able to last, even if there isn't a lot left.
The stress won't be doing you any good either.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
That is a very low allowance - under CCCS guidelines you would be allowed £392 at the maximum. How much do you feel that you need to spend on housekeeping, Locko?
David, interesting to hear your political thoughts. I have a friend who sent me a dvd called the "Obama Deception" and when it shows you the evidence of what Obama promised and has gone back on, the sham of the $700bn bailout, who he has running his government, and who he really works for (ie. NOT the American public!), it's frightening stuff.
On the subject of food cost do the people who draw up the guidleines know, I wonder, what it is like to live in the country where the nearest Asda is 102 mile return trip, Tesco is 40plus mile return trip. In our local Co-Op sugar is 1;05, a litre of milk £1;09. The cheapest petrol in this town is 98.9 pence. I don't think they have a clue.
The guidelines will be average for the country I presume.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
