Councillor down the Swanny

[ivas4us]

David, it is never a problem I will always do my best to help. Email me anytime as If I am on pc I will always check my email.

[angelrainbow]

Thankyou for all your comments apart from Angelrainbow.

Being Insolvent does not mean I would be unable to make clear concise decisions on money matters. Behind every IVA there is a story from failed businesses to failed marriages. Many people in an IVA could be there through no fault of their own.

I'm sorry, but if you ask a question you should be prepared to consider every answer. I took the time out to answer you and was expressing my opinion to your question.

For what it is worth, I happen to be one the people who are insolvent through no fault of their own, so I know what that is like and live with it daily.

As the Head of the Democratic Services section of my local countil, if you had approached me with your question, I would have advised you to discuss the matter with the Council's legal team.
There may be something in your Council's constitution for example, about a member having to be solvent to serve on the council, or an insolvent member not being able to sit or have voting rights on any meetings or committees dealing with the Council's expenditure.That isn't to say they couldn't sit on other committees and have a vote.
The Leader of the Counil would, I think, also need to be aware as a matter of courtesy. For example, what is to stop an inquisitve journalist digging into a councillors past if a particular spending decision they pushed through proved to be unpopular with the public (and boy did we have a few of those at my council) and discovering the member was insolvent. They would have a field day...as would the opposition party. I imagine a leader of a council that had that sprung on them without knowing the member was insolvent wouldn't be very happy.

[kallis3]

It's about time that people who are insolvent, regardless of whether it is through no fault of their own, or overstretching themselves, were not penalised for having done something to sort themselves out.

As long as you are upfront when applying for any position, you should be allowed to hold it.

[Max]

Jan is totally correct - both from moral and common sense points of view; here we had a competent young doctor commit suicide because he lost his job due to BR; quite how BR stopped him from being a trainee Gynaecologist is beyond my comprehension; a perfectly honest, trustworthy and competent police officer had to leave the force after more than 20 years service due to BR; through this Forum I have "met" a number of people whose openess and honesty is incredible (Kallis3 for one) and I would put my trust in those people with a damn sight more alacrity than some of the so called honest and upright "judges" of the misfortunes of others.

[kallis3]

Thank you David.

Couldn't agree with you more. Look at the expenses wrangle with the governement - a more bent lot you couldn't wish to meet!

I'd trust IVA or BR people any day!

[Max]

Absolutely - and the person from the Council may be interested to know that the Chief Executive of the Council here is simply scarred stiif of the Leader of the Council who has frustrated nearly every investigation. When the Leader tells the Chief Exec to jump he merely asks how high? The only councillor who held this individual to account lost his role and withdrew from public life over dirty tricks - he was/in an IVA and an opponent discovered it by looking at the IR.

[kallis3]

How awful when that happens. Another reason why the Register should not be available to all and sundry.

[Max]

Totally agree - perhaps one day the IPs may be able to bring pressure to bear on the Inso. Service - but with Mandleson as the Secretary of State - no chance! Nevermind Jan, honesty is on this forum and I hope the banks and credit card companies look in and see it for themselves.

[kallis3]

I don't think they like us![:D]

[Max]

good one - keep 'em comming girl!!!!!!!!!!!!!!!!!!!!!!!!!!!

[kallis3]

[:D][:D]

[Steve Austin]

This has been a very interesting discussion and feel that the fact a person is in an IVA proves their credibilty with financial issues that they have the sense to pay creditors rather than many individuals who just move and avoid debts throughout their lives.

[kallis3]

I couldn't agree more Steve.

[janderson]

Hi All

I applied recently to be a governor of our local college, a position I have tried for for a number of years. Imagine my surprise on getting further than I have before to be faced with this rule in their mem and atts. I have not yet seen the specific mention of an IVA as a disqualification it usually just refers to a composition with your creditors. it seems that we who enter in to IVAs are now disbarred more and more.

(7) Where a person is disqualified by reason of having made a composition or arrangement with creditors, including an individual voluntary arrangement, and then pays the debts in full, the disqualification shall cease on the date on which the payment is completed and in any other case it shall cease on the expiration of three years from the date on which the terms of the deed of composition, arrangement or individual voluntary arrangement are fulfilled.


It does on reading seem a little odd.

[kallis3]

A lot places now insist that you must have been discharged from BR or have completed your IVA for three years before you will be considered for a job.

The police force is one of them.