Credit Agreement with BT

Get expert opinion. This is the place for new questions to be posted.
5 posts Page 1 of 1
 
 

davram1967

User avatar
Posts: 150
Joined: Fri Jun 06, 2008 2:05 pm
Location: United Kingdom

Post by davram1967 » Sat Sep 13, 2008 2:00 pm
Hi all,

Just wondering if anyone can answer a question for me.

We have just asked if we can change the way e pay our BT bill from Whole BIll Direct Debit to a pay monthly plan. They said OK and we though "Great, that will help manage that bill better", but yetserday they sent a confirmation in the post with a credit agreement for us to sign. Are we allowed to do this while in the IVA? I thought that no credit of any kind was allowed so I don't kno if I can sign this or not. Any help is gratefully received.
Regards,
Carl.

If you think nobody cares whether you're alive or dead, try missing a couple of credit card payments!!!
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:

Post by MelanieGiles » Sat Sep 13, 2008 2:02 pm
Your IP would absolutely suppor that application Carl, given that it enables you to correctly budget for your telephony expenditure on a monthly basis. If you read your proposals, I am sure it will say that credit is allowed for usual household utilities.
Regards, Melanie Giles, Insolvency Practitioner
 
 

davram1967

User avatar
Posts: 150
Joined: Fri Jun 06, 2008 2:05 pm
Location: United Kingdom

Post by davram1967 » Sat Sep 13, 2008 2:04 pm
Thanks Mel.

Much appreciated.
Carl.

If you think nobody cares whether you're alive or dead, try missing a couple of credit card payments!!!
 
 

Adam Davies

User avatar
Posts: 14596
Joined: Thu Mar 29, 2007 12:21 pm
Location:

Post by Adam Davies » Sun Sep 14, 2008 5:50 pm
Hi
I'm sure that most IVA terms and conditions state that you can't take credit apart from utility bills,so there will be no problem with the new phone package
Regards
Andam Davies
 
 

angelrainbow

User avatar
Posts: 1104
Joined: Fri Aug 01, 2008 7:26 pm
Location: United Kingdom

Post by angelrainbow » Sun Sep 14, 2008 6:07 pm
Mine allows for credit for utilities and insurance - I had to ask as our car insurance was due and they OK'd it all!
Completion Certificate received September 2012.
5 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”