Hi i;m in my fourth year of an IVA but my job role has changed to a more feild based role. Now the company are saying keep your receipts and claim back your expenses (fuel,hotel,food,drink costs). Being in a IVA money is very tight and i can't afford to pay for these upfront even though they will give the money back within 7 days once my expense form is handed in, could i beable to get a credit card with a small limit so i can use purely for work purposes (and pay of balance asap) if not i wil have to look for another job[:(]
It is unlikely that you would be able to get a credit card at all as your credit rating would be shot, but you would need permission anyway.
I take it that your company don't have a credit card at all?
You could speak to your IP and possibly take a payment break for a month in order to build up some contingency for this?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
While I was in my IVA my company withdrew our company credit cards and I was able to get a card from Vanquis with my supervisors permission and once every 3 months I had to email a scanned copies of my credit card statements to show it was paid off in full every month.
So maybe you could ask your supervisor if its OK and then try Vanquis.
You could try Vanquis, but there have been posters on here who have been turned down recently.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
