credit card written off

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look_divine

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Post by look_divine » Sun Aug 17, 2008 11:28 pm
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i have read somewhere (cant remember where now) that if you have a credit card from before april 2007 you can get them written off is this true?
i think it was apr 2007 could be wrong
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plasticdaft

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Post by plasticdaft » Sun Aug 17, 2008 11:32 pm
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I wouldnt have thought so. Why would you be able to do this???
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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look_divine

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Post by look_divine » Sun Aug 17, 2008 11:37 pm
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i will try and find the link and let you know brb
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look_divine

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Post by look_divine » Sun Aug 17, 2008 11:39 pm
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here is the link
http://www.tfmradio.com/goout.asp?u=htt ... adioId=615
may be bull i dont know
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Moneystinks

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Post by Moneystinks » Sun Aug 17, 2008 11:49 pm
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There is a Radio advert about this also. I think it is a similar thing to how they advertise IVA's - get all your debt written of type of thing..........probably a catch X
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look_divine

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Post by look_divine » Sun Aug 17, 2008 11:52 pm
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yes i heard it on the radio, just been to the link £495 to sort fo r you
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Til

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Post by Til » Sun Aug 17, 2008 11:53 pm
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Looking at the website this seems to be the catch:
New clients not proceeding with a mortgage, secured loan or motor finance review will be charged a review fee of £495 for the first credit card review and any further credit card reviews are at the discounted rate of £125. Successful claim fees of £250 plus 30% of the total claim will apply
Seems bit iffy to me
"Hope is the feeling you have that the feeling you have isn't permanent." - Jean Kerr

IVA approved Aug 2008 - 6 year term - last payment made 6 Oct 2014. CC received 14 Nov 2014.
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Moneystinks

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Post by Moneystinks » Sun Aug 17, 2008 11:54 pm
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It's prob IVA or asisted BR. Always something eh!
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Til

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Post by Til » Sun Aug 17, 2008 11:58 pm
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Yeah seems like it to me [}:)]
"Hope is the feeling you have that the feeling you have isn't permanent." - Jean Kerr

IVA approved Aug 2008 - 6 year term - last payment made 6 Oct 2014. CC received 14 Nov 2014.
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kallis3

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Post by kallis3 » Mon Aug 18, 2008 6:48 am
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If we could all have them written off just like that, none of us would be here.

The £495 fee is the amount they charge for br, so it probably is something like that.

Best avoided anyway.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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TheMatrix

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Post by TheMatrix » Mon Aug 18, 2008 7:06 am
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Sounds well dodgy, I'm with Jan if you could wipe out debts that easily there would be no need for BR or IVA.

Having said all that, Ofcom have rules about advertising on the radio, so surely the radio stations would have checked this out to ensure they don't get in trouble with Ofcom for broadcasting it.
Last edited by TheMatrix on Mon Aug 18, 2008 7:07 am, edited 1 time in total.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
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TheMatrix

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Post by TheMatrix » Mon Aug 18, 2008 7:21 am
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And here lies the catch...

http://www.cartelclientreview.co.uk/remo
te/files/ccr_customer_information_sheet.pdf

Page 2 of the document, right at the top.
Last edited by TheMatrix on Mon Aug 18, 2008 8:47 am, edited 1 time in total.
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LoneRanger

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Post by LoneRanger » Mon Aug 18, 2008 8:10 am
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I click the link and it comes up as an error
Steve.

IVA approved!
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TheMatrix

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Post by TheMatrix » Mon Aug 18, 2008 8:47 am
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It's split into 2 otherwise the page goes all funny.

Try merging the 2 together and putting it into your browser.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
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