Credit File

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G-W

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Joined: Sun May 13, 2007 11:54 am
Location: United Kingdom

Post by G-W » Tue Oct 16, 2007 8:11 pm
Having completed my IVA with a F&F, I sent a copy of my
completion certificate to Experian who confirmed they had amended my records. With the certificate was a list of the creditors. Will Experian have amended the records for each individual creditor to say 'debt settled' or words to that effect?
 
 

bagpuss

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Location: United Kingdom

Post by bagpuss » Wed Oct 17, 2007 9:52 am
Not sure but mine say settled on each creditor and an outstanding balance of 00....the actual defaults will remain for 6 years. I would also send a copy to equifax as they also will hold your credit file. x

Angie xx


My IVA Story......http://bagpuss.blogs.iva.co.uk/2007/09/ ... iva-story/
 
 

G-W

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Posts: 15
Joined: Sun May 13, 2007 11:54 am
Location: United Kingdom

Post by G-W » Mon Nov 26, 2007 7:15 pm
Also contacted equifax who have issued a notice of correction to say my iva is now complete. However, they say I have to contact the creditors individually to ask them to mark the account as satisfied. However, they are under no obligation to do this apparently.
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