What is the difference between "satisfied"/"settled" and "partially settled"? All creditors bar Lloyds have debts as "settled" but I wrote to Lloyds as they still had the information as "default". They have written back and said they'll change it to "partially settled" but I have my completion certificate so surely the debt is "settled"?
Should I write back or is a partially-settled status OK? It looks like there is still something owing if it is registered as partially settled
I don't think there is much satisfaction chasing creditors to change the status of the entry until the 6 year from default date is passed. Most will just fob you off with some flannel, some will even just ignore your emails.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
At the end of the day it makes little difference as, whatever they state, they are all overshadowed by the IVA itself. When the IVA falls off the record the defaults should as well ( assuming they are correctly dated ).
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
