There are sometimes questions on here about whether someone being in an IVA or being BR will affect the credit rating of others at the same address. Yesterday Dave applied for a credit card with Nationwide, and was approved without any problems.
We live together, but have no linked finances, so hopefully this might put people's mind at rest over addresses being 'blacklisted'.
aw thats nice of you skip !
i think you would just write to the credit ref peeps and get them to put a financial dissasociation on your credit file [:)]
My daughter lives with us, still has the same surname, and has had credit approved with no problems despite both hubby and me having an IVA.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
So Skippy is right and same surname at same address has no effect on a valid application for a credit card
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
