CREDIT RATINGS

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Lozzy

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Post by Lozzy » Tue Oct 02, 2007 10:02 pm
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Does anyone know how and when you can clear credit ratings after an IVA?

lozzy
lozzy
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bagpuss

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Post by bagpuss » Tue Oct 02, 2007 10:44 pm
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they stay on your file for 6 years i think x

Angie xx


My IVA Story......http://bagpuss.blogs.iva.co.uk/2007/09/ ... iva-story/
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Storm

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Post by Storm » Tue Oct 02, 2007 10:54 pm
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The record of the IVA remains on your credit file for 6 years from the start of your IVA.
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pm.e

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Post by pm.e » Wed Oct 03, 2007 8:07 pm
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Hi,

Does that include 6yrs from date of BR as well?

Thanks,
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Storm

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Post by Storm » Wed Oct 03, 2007 8:09 pm
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Yes
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tracy.h

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Post by tracy.h » Thu Oct 04, 2007 9:48 pm
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what happens to your credit report if you failed an iva does it still remain on your credit file?
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bagpuss

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Post by bagpuss » Thu Oct 04, 2007 10:54 pm
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I would imagine it would show a incomplete IVA...the defaults will still stay for 6 years anyway...and you will have defaulted by the time your IVA has been accepted...in most cases.

Angie xx


My IVA Story......http://bagpuss.blogs.iva.co.uk/2007/09/ ... iva-story/
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iva experts

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Post by iva experts » Wed Oct 10, 2007 10:16 am
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I believe that it would show on your credit file as incomplete, however im not sure whether it will remain on your report for the same amount of time.

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/
Best Regards,
Michelle Pontes
IVA Experts
http://www.iva-experts.co.uk/
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mikebdomain

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Post by mikebdomain » Wed Oct 10, 2007 10:30 am
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It shows on you credit file as 'failed' and will stay on your report for six years - again from the start of the IVA.

FREE ADVICE IS THE BEST ADVICE

LEYBRIDGE LIMITED
Mortgage Broker
Specialising in adverse credit.

see feedback and testimonials at:
http://www.leybridge.com/testimonial.php
Check out my blog at:
http://mikebdomain.blogs.iva.co.uk/
Please read our Initial Disclosure Document(IDD):
http://www.leybridge.com/Leybridge-IDD.pdf
LEYBRIDGE LIMITED
Mortgage Broker & Mortgage packager
Directly Authorised Firm FSA No:313790
CeMAP 1,2 & 3 qualified
F.P.C 1,2 & 3 qualified
Financial Planning Certificate
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tracy.h

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Post by tracy.h » Sat Oct 13, 2007 5:36 pm
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I failed my iva and it states on my credit report with experian satisfied,how strange!!
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mikebdomain

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Post by mikebdomain » Mon Oct 15, 2007 2:10 pm
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Tracy - shhhhhh obviously a mistake, but one I would keep quiet about....

FREE ADVICE IS THE BEST ADVICE

LEYBRIDGE LIMITED
Mortgage Broker
Specialising in adverse credit.

see feedback and testimonials at:
http://www.leybridge.com/testimonial.php
Check out my blog at:
http://mikebdomain.blogs.iva.co.uk/
Please read our Initial Disclosure Document(IDD):
http://www.leybridge.com/Leybridge-IDD.pdf
LEYBRIDGE LIMITED
Mortgage Broker & Mortgage packager
Directly Authorised Firm FSA No:313790
CeMAP 1,2 & 3 qualified
F.P.C 1,2 & 3 qualified
Financial Planning Certificate
Certificate in Regulated Customer Care
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Darren

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Post by Darren » Thu Oct 18, 2007 10:05 am
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Lol at Tracy ....RESULT ha ha ha.

B word not as bad as you`d think ? (im gonna find out soon)Since found out and turned out great!!!
B word not as bad as you`d think ? (im gonna find out soon) Since found out and turned out great!!!
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