credit report advice please

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dmd72

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Post by dmd72 » Sun May 10, 2015 9:57 am
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Hi everyone
just after a bit of advice really please.
am trying to clear up my credit report,one of my accounts on noddle is listed below,it is showing as satisfied in the closed account section.
With the info listed below, could somebody please advise when this will drop off my credit report please.Will it be 6 years from the default date,or 6 years from account end date ??

Would really appreciate any clarification on this .

thanks
dave


Account start date 28/11/2002
Account end date 04/08/2014
Opening balance £ 2,939
Repayment frequency Monthly
Date of default 31/08/2009
Default balance £ 2,939
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Foggy

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Post by Foggy » Sun May 10, 2015 10:29 am
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It should drop off six years from the default date of 31/08/2009
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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dmd72

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Post by dmd72 » Sun May 10, 2015 10:45 am
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Thanks foggy. So much different info online some say 7 years some say 6 from account close date....thanks for the info
Last edited by dmd72 on Sun May 10, 2015 10:46 am, edited 1 time in total.
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Foggy

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Post by Foggy » Sun May 10, 2015 10:53 am
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Have you looked here, DMD?

http://pjgrecovery.com/clean-up-credit-rating.asp
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Shining

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Post by Shining » Sun May 10, 2015 12:42 pm
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They do tend to drop off too but if they dont' you can always write to them. (I had to for a couple and the request was actioned straightaway).
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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