Credit report help

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downandout

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Joined: Thu Jul 05, 2012 6:40 am
Location: United Kingdom
Post by downandout » Sun Mar 03, 2019 2:21 pm
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Hi my IVA is now all paid up, first payment 28/12/2012 last payment 28/11/2018 the full 6 year term, my question relates to 2 issues on my credit report one from Nram that shows as satisfied but also shows 6 missed payments and a default date of 20/3/2013 after the date my iva started. Natwest bank is also showing a default date of 30/05/2013 again after the IVA actually started, i don't yet have my completion certificate but is there anything i can do to get the date corrected or is it a case of waiting for my completion certificate to come. Cheers
The first step to getting back on track
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Foggy

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Location: United Kingdom
Post by Foggy » Sun Mar 03, 2019 2:28 pm
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You can ask that the date be corrected ... but, by the time this was done, the 6 years would have passed anyway and the defaults gone without intervention.

There is a template in my article here: https://www.iva.co.uk/what-does-an-iva- ... dit-record
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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