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JuliaE
- Posts: 146
- Joined: Wed Feb 20, 2008 5:48 pm
- Location: United Kingdom
Hello all back again.... i have been watching my credit report and have been building it up slowly, not that I want any more credit lol. Cabot ltd has bought one of my debts from halifax i think, it was on my report as settled due to the fact that it was included in the iva. now it is saying on the report i owe 14K! can they do this?
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Adam Davies
- Posts: 14596
- Joined: Thu Mar 29, 2007 12:21 pm
- Location:
Hi
It can happen with the credit report.
One thing that is for sure is that you don't owe the 14k
Regards
Andam Davies
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JuliaE
- Posts: 146
- Joined: Wed Feb 20, 2008 5:48 pm
- Location: United Kingdom
Thank your for that Andy
Can i ask them to amend it?
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Adam Davies
- Posts: 14596
- Joined: Thu Mar 29, 2007 12:21 pm
- Location:
Hi
You can ask them but it will fall off your file six years from the date that it was put on.Is that a long way away ?
Regards
Andam Davies
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JuliaE
- Posts: 146
- Joined: Wed Feb 20, 2008 5:48 pm
- Location: United Kingdom
All I want to do is to put it back as partially settled like it was before. I have 3yrs to wait for that to happen lol
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Storm
- Posts: 536
- Joined: Sat May 27, 2006 2:38 pm
- Location:
You can ask then to ammend the information if it is incorrect. But with certain DCA's its like beating your head against a wall unfortuanately Cabot are one of the worst for these types of errors.
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JuliaE
- Posts: 146
- Joined: Wed Feb 20, 2008 5:48 pm
- Location: United Kingdom
thanks for that storm... i am and have been waiting on hold for 40 mins!!!!