Credit Report

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JuliaE

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Post by JuliaE » Thu Oct 16, 2008 4:54 pm
Hello all back again.... i have been watching my credit report and have been building it up slowly, not that I want any more credit lol. Cabot ltd has bought one of my debts from halifax i think, it was on my report as settled due to the fact that it was included in the iva. now it is saying on the report i owe 14K! can they do this?
 
 

Adam Davies

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Post by Adam Davies » Thu Oct 16, 2008 8:55 pm
Hi
It can happen with the credit report.
One thing that is for sure is that you don't owe the 14k
Regards
Andam Davies
 
 

JuliaE

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Post by JuliaE » Fri Oct 17, 2008 3:02 pm
Thank your for that Andy
Can i ask them to amend it?
 
 

Adam Davies

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Post by Adam Davies » Fri Oct 17, 2008 3:06 pm
Hi
You can ask them but it will fall off your file six years from the date that it was put on.Is that a long way away ?
Regards
Andam Davies
 
 

JuliaE

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Post by JuliaE » Mon Oct 20, 2008 7:59 am
All I want to do is to put it back as partially settled like it was before. I have 3yrs to wait for that to happen lol
 
 

Storm

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Post by Storm » Mon Oct 20, 2008 8:53 am
You can ask then to ammend the information if it is incorrect. But with certain DCA's its like beating your head against a wall unfortuanately Cabot are one of the worst for these types of errors.
 
 

JuliaE

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Post by JuliaE » Mon Oct 20, 2008 4:40 pm
thanks for that storm... i am and have been waiting on hold for 40 mins!!!!
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