Credit Report

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redhead

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Post by redhead » Mon Mar 09, 2009 4:49 pm
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I have checked my credit report with experian and equifax both show that i have been in an IVA with a previous partner (18 months free now)I have spoken to the previous partner i was in the IVA with he has shown me his reports from both credit agencies and there is no mention of him being in an IVA with me or at all...Can anyone help as why this is please??? [?]
IVA now finished - Been a long old journey - I have learnt my lesson Im now DEBT free and it feels good!!!!
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kallis3

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Post by kallis3 » Mon Mar 09, 2009 4:57 pm
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I presume that it is over 6 years since your IVA was approved?

I don't know why it should be showing on one, but not the other. It should drop off after 6 years anyway.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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redhead

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Post by redhead » Tue Mar 10, 2009 10:10 pm
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Thanks Jan for your reply
IVA now finished - Been a long old journey - I have learnt my lesson Im now DEBT free and it feels good!!!!
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Declan at DebtFreeDirect

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Post by Declan at DebtFreeDirect » Wed Jul 15, 2009 10:49 pm
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Hi Redhead
Sometimes credit references agencies can be slow to update their files. First and foremost you should explain to them that your IVA has successfully completed and secondly send them a copy of your certificate of completion (theyshould have this already but is worth sending it again).
Congrats on becomming debt free.
Declan Murray
Debt Advisor
Debt Free Direct - the UK's largest IVA provider.
http://www.debtfreedirect.co.uk/iva/
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size5

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Post by size5 » Thu Jul 16, 2009 10:55 am
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Nice to have a new poster from DFD on here, welcome along Declan!!

Regards.
Cert DR
23+ years in debt advice
I do not post for anyone other than myself

Follow my tweets at http://twitter.com/debtmastersize5
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Skippy

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Post by Skippy » Thu Jul 16, 2009 11:11 am
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Welcome from me as well!
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Declan at DebtFreeDirect

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Post by Declan at DebtFreeDirect » Thu Jul 16, 2009 2:28 pm
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Thanks Guys
I look forward to helping and advising where ever I can!

Thanks
Declan Murray
Debt Advisor
Debt Free Direct - the UK's largest IVA provider.
http://www.debtfreedirect.co.uk/iva/
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Michael Peoples

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Post by Michael Peoples » Thu Jul 16, 2009 7:28 pm
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Well done Redhead on completing your IVA and hopefully your credit file can be amended quickly.

Welcome aboard Declan from me too.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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kallis3

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Post by kallis3 » Thu Jul 16, 2009 7:39 pm
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Welcome from me as well Declan.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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