Creditfix

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huddo64

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Post by huddo64 » Thu Jun 25, 2015 10:04 pm
I am very worried at the moment that my IVA is going to fail. I received a letter today from creditfix requesting income and expenditure within 14 days of the date of the letter. The letter is dated 02nd June so clearly the time frame has passed. Will my IVA fail because of this? I am around 42 months into my IVA and I have never had any problems whilst I was with PJG. Most of my correspondence with PJG was done via email, my preferred method of contact. Since Creditfix took over my IVA, I have had very little correspondence from them. Not impressed with them at all.
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Foggy

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Post by Foggy » Thu Jun 25, 2015 10:08 pm
I doubt this will be a problem -- especially if the postmark shows they took their time to post it.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

huddo64

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Post by huddo64 » Thu Jun 25, 2015 10:12 pm
I can't see a date on the postmark, just says delivered by royal mail.
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leaKybrain

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Post by leaKybrain » Thu Jun 25, 2015 11:35 pm
The reviews we had with PGJ always said 14 days as well. I wouldn't worry. If there is an email address anywhere on the letter why don't you drop them a brief message that says something like

I am writing to confirm I have today received your letter of 2nd June. I will be completing the review within the next 14 days.

when you send it, try and see if there is an email receipt message thingy that will let you know when they have read it.
 
 

huddo64

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Post by huddo64 » Fri Jun 26, 2015 6:24 am
Thank you. I have already sent an email to them explaining the situation. I'll just wait for their reply.
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Lisa Thomas

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Post by Lisa Thomas » Fri Jun 26, 2015 9:13 am
It should be fine - it appears to be a delay in their posting or Royal Mail took a holiday in between delivery it to you. Perhaps it may even just be a typo on the letter. Make sure you provide the information within 14 days of you receiving it and that you can prove it was sent to them (recorded delivery would be best).
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

Backontrack

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Post by Backontrack » Fri Jun 26, 2015 10:18 am
Is it time for your review?
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