Creditor default updates

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allaboutme77

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Post by allaboutme77 » Sat Aug 05, 2017 5:34 pm
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Hi all,
I have been trying to get some default dates amended on our credit report. I have 3 creditors who have incorrect default dates which range from 1 month to 8 months after my IVA start date. Incidentally they are all banks/building societys. I have sent letters to the data controllers in May and I have not received a reply from any.

Does anyone have any advice on how to get these updated.
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Foggy

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Post by Foggy » Sat Aug 05, 2017 5:55 pm
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Hi. Have a read here : First section covers defaults ....

https://www.iva.co.uk/what-does-an-iva- ... dit-record
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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luluj

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Post by luluj » Sun Aug 06, 2017 2:10 am
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Has your iva concluded and do you have your completion certificate ?

If yes then persevere with the data controller, if no then wait ..... no point acting till open as creditors could continue to update each month.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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allaboutme77

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Post by allaboutme77 » Sun Aug 06, 2017 10:43 pm
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Yes I completed back in April 2017, I have my completion certificate. I have also contacted one of the creditors by phone who have said they will look to get it amended but no change even after the monthly credit file updates.
Quite frustrating really.
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Ryan

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Post by Ryan » Mon Aug 07, 2017 7:45 am
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The quickest way to get complaints resolved these days is via Social Media so that's worth a try.

Regards
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page
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Lisa Thomas

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Post by Lisa Thomas » Tue Aug 08, 2017 11:38 am
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I think you can follow up with a complaint here:

https://www.gov.uk/data-protection/make-a-complaint

But I would write again by registered post first and threaten to do that first.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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