hello, i had my creditors meeting today. all voted to accept except mbna- no big shock they said no but barclaycard said they always sell debts onto an agency but for some unknown reason they havent done this with mine yet so decided they would try and do this today but with everyone working only upto lunch i havent had a final answer yet and prob wont get it until 30th. i started the process mid October and i find it frustrating that its still going on. i wont let it ruin my xmas but needed to vent!!! being on a v tight budget for xmas this year i think has made me pout much more effort into gifts which isgood, also nice to not have to worry about it all being on a credit card, big smiles
Oh how horrible that must be for you. I do you you get the answer you are hpoping for. Have a lovely christmas and try not to think about it for now xxxx
Rochelle, that is terrible when you were obviously looking forward to a stress free Christmas!
Fingers crossed that MBNA get some Christmas spirit before the 30th.
Have a great Christmas anyway!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Oh Rochelle,..how awful for you,so sorry to read this but I will keep my fingers crossed for you that you hear some positive news by the 30th...Try not to let it spoil your Christmas though, put it to the back of your mind for now...Take Care..xx
IVA accepted 13/11/2008..17 payments down,55 to go..
Did mbna have sufficient of your votes to block your IVA proposal?
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Yes MBNA did have sufficient votes to block the proposal, the matter is in hand and being dealt with, and I am sure this will be sorted for Rochelle very soon.
If it does not get sorted - get me the facts about MBNA and I will attempt to assess it for you.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Surely it is down to the IP who has put the proposal forward to sort out.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Can I just say that I am acting for Rochelle, and whilst I do not wish to dislose the actual facts of this case on the world wide web, I am confident that this will be sorted early next week. There will be no need to contact MBNA and sometimes we just need to be a little patient to achieve the right result.
Sorry Melanie - was not aware that you acted. Certainly will leave it in your capable hands.
x
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.