Creditor statement

[St75]

Hi,

My IVA was approved in August last year and as expected the letters and phonecalls had all ceased by the end of September.

However, today I received a statement from Halifax. They haven't sent one since last August, so why send one now?

I think I read somewhere that creditors must send statements to customers every six months if you are in arrears, but I didn't think that this would apply if you are in an IVA.

Kind regards
st75

[Shining]

Hi st75, I have received the odd annual statement and received an email the other day thanking me for my payment to Freemans catalogue (I hadn't sent one), but assumed that a payment had been received from my IP.

I just forward mine to my IP to deal with.

[salkitten15]

Hi st75,

I was exactly the same as you, 6 months after my IVA was approved I was sent a statement from the Halifax (one of my creditors aswell)

It's really nothing to worry about, I forwarded mine onto my IP and have heard nothing since.

I think you are right though, it's pretty normal to receive statements every 6-12 months.

Regards.

[St75]

Hi

thanks for your replies. The summary shows zero against payments received and new transactions.

Should it show the dividend payments made?

Regards
st75

[kallis3]

I think they are obliged to send a statement once a year. Not sure exactly what it is supposed to say but I wouldn't worry about it. I don't think it will show any payments made.

I'd send it off to your IP so they can put it with your records.