Creditors approved on 11th January

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Adam Davies

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Post by Adam Davies » Mon Dec 31, 2007 11:15 am
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Hi
Good luck Cri5py,i'm sure that all will be ok
Regards

Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
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cr15py

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Post by cr15py » Mon Dec 31, 2007 11:27 am
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Thanks Andy and caraf - the support on this site is amazing. [:)]
Chris
Visit my blog at http://cr15py.blogs.iva.co.uk
16 down, 44 to go!!
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Martin2011

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Post by Martin2011 » Tue Jan 01, 2008 1:47 am
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Good luck cr15py.... we'll all be keeping everything crossed for you and look forward to sending you congrats on the 11th...

Happy New Year...

Martin
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Shining

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Post by Shining » Tue Jan 01, 2008 7:59 am
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All the best cr15py from me too.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Lisa2009

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Post by Lisa2009 » Tue Jan 01, 2008 8:54 pm
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Good luck from us too cr15py, im sure it will go well and you can start 2008 on a much brighter note.

mr & mrs skint
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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cr15py

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Post by cr15py » Wed Jan 02, 2008 10:43 am
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Thanks guys, very much appreciated. Just found out my meeting is at 2:00 on the 11th, wasn't sure of the time previously.
Chris
Visit my blog at http://cr15py.blogs.iva.co.uk
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cr15py

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Post by cr15py » Wed Jan 02, 2008 3:37 pm
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When do IP's start to find out how creditors have voted? Will they have started to come through by now, or will there be a "mass response" come the 10th/11th?

Just curious, no real reason for asking!!
Chris
Visit my blog at http://cr15py.blogs.iva.co.uk
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debbiw

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Post by debbiw » Wed Jan 02, 2008 4:07 pm
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Hi Cr15py, I think they should know a couple of days before your meeting. Good Luck! I hope you are not too nervous. Not long to go now! x
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cr15py

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Post by cr15py » Wed Jan 02, 2008 4:59 pm
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Thanks debbi, I'm not too bad actually - thought I would be worse than this, but the lack of phone calls is helping - letters don't bother me, because I just forward them to my IP.

Roll on the 11th though then I know for sure. x
Chris
Visit my blog at http://cr15py.blogs.iva.co.uk
16 down, 44 to go!!
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cr15py

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Post by cr15py » Mon Jan 07, 2008 3:50 pm
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OK, 4 days to go, I am starting to get quite nervous now!! Roll on Friday please!!
Chris
Visit my blog at http://cr15py.blogs.iva.co.uk
16 down, 44 to go!!
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debbiw

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Post by debbiw » Mon Jan 07, 2008 3:54 pm
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Oh Good luck Cr15py, I will be thinking of you. What time is your meeting. It must be hard for you dealing with this on your own. I'm sure everything will be fine, and you will be celebrating come friday night!!
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caraf

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Post by caraf » Mon Jan 07, 2008 3:57 pm
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Good Luck for Friday, I am sure you will be fine. Have MBNA sold your debt ??
53 down 7 to go !!
Cant wait till December 2012
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cr15py

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Post by cr15py » Mon Jan 07, 2008 4:28 pm
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Thanks debbi/caraf

My meeting is 2:00 on Friday.

I got an e-mail from MBNA (goodness knows where they dug my e-mail address from!) asking me to call them because they had some "important information". I forwarded this to my IP who wrote to them and they said that they had not received my proposal (hmmmm, not sure about that!) and it has been faxed and posted out to them tonight. As yet, I haven't heard anything about my debt being sold on.

I have been in contact with my IP today, and she seems very upbeat about my case, which is giving me a bit of an uplift, although I can't help wondering if she knows something I don't!

I am wondering though if MBNA are saying they haven't had the proposal whether they will vote, or have time to vote.

Still nervous though and didn't sleep very well last night!!
Chris
Visit my blog at http://cr15py.blogs.iva.co.uk
16 down, 44 to go!!
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caraf

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Post by caraf » Mon Jan 07, 2008 10:15 pm
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MBNA where one of my creditors too. But I didnt find out that they had sold my debt to Max Recovery until after the meeting when I was told they voted yes at the meeting
53 down 7 to go !!
Cant wait till December 2012
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Beechy

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Post by Beechy » Mon Jan 07, 2008 10:43 pm
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Good luck for the 11th, if MBNA phone and say they will vote NO just tell them we ill see what happens on the day and hang up.

AND DONT LET THEN TRY TO TALK YOU INTO MORE BORROWINGS

Dave Beech
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