Creditors meeting 28th Dec

[caraf]

Hi
My creditors meeting has provionally been set for 28th december providing I get the proposal back in the next couple of days. Thats not going to be very nice, just 3 days after Christmas. How will this work, because most places will be closed for Christmas. Is it in my interest for creditors not to vote or am I better with everyone voting ?? dont know whats better or worse ??

[emma_t]

Hi caraf

I want to appologise to you for worrying you on Wednesday, I am so sorry if I caused you any additional worry.[:(]
What I was trying to say is to make sure you are 100% happy with your proposal before you sign and send back as it is crucial to get it right.

I know what a stressful time this is for you and how you worry about what would happen if your proposal is rejected by creditors, I had the same feelings and these are normal.
In practice the vast majority of proposals are accepted (over 80% I believe) so if you have put forward your best offer this should be fine. Lots of posters are with clearstart and I have read some very good reports on this forum about them and there service.

Once again appologies if I caused you any additional stress and I wish you luck for your meeting [:)]
Emma x

[MelanieGiles]

It's a strange time to be holding creditors meetings, but so far as I am aware all of the creditor representatives are operating a skeleton operation. Don't be suprised if the proceedings do not have to be adjourned until the New Year though!

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp