Evening all, got my creditors meeting nxt tuesday 12.15 and although i dont post to often, i can assure you that i spend many an hour reading all the posts from so many people who are in the same position i find myself in, and it gives me hope and encouragement that come tuesday i'll be able to restart my life and have this burden lifted, if there are any people reading this post who are still undecided about going for an iva, my advice is go ahead and do it, and take as much advice from this forum as you can, we are all people who are {have gone) going through what you may be going through and they will try to guide you in the right direction. this is a brilliant forum and without it i dont think i would have been able to go ahead, thanks to you all.
You can lead a horse to water, But a pencil must be led!