creditors meeting on 3/05/2012

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KAYKAY

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Post by KAYKAY » Sun Apr 29, 2012 6:49 pm
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Good luck for the 2nd... not too far away now, then you will be able to try and relax.... it's a great feeling when an IVA is accepted and the support you will get on this forum throughout will be second to none.
IVA Completed August 2011
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kravarran

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Post by kravarran » Sun Apr 29, 2012 9:23 pm
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Good luck for the 2nd Michael, hope it's accepted. Got my creditors meeting on 14th and I'm offering 38p in the £.

Let us all know how it goes
The hardest part is telling a stranger about your problems ...... it's also the most important!


Completion Certificate Received! :D
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kallis3

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Post by kallis3 » Sun Apr 29, 2012 9:27 pm
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Good luck for the 14th kravarran!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Shining

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Post by Shining » Sun Apr 29, 2012 9:35 pm
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and good luck to kravarran too x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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GilliB

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Post by GilliB » Mon Apr 30, 2012 5:01 am
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Hi Michael.d Welcome to the Forum. Only 1 day left to wait for the outcome! As Gemma said - they wouldn't put it forward if they didn't think there was a good chance of acceptance. I'm with PayPlan and we are working on my F&F now. Apart from delay initial wait for their response, they have been absolutely fantastic with me, so I'm sure you're in great hands! Everything crossed for you! Please come back and tell us how it went. x
IVA journey started: 30th March 2009. Settled: 17th July 2012. Completion Certificate received: 13th March 2013. Breathe. x
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pennieless

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Post by pennieless » Mon Apr 30, 2012 8:08 am
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Good luck michael hope to see you posting a big yes on wednesday
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michael.d

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Post by michael.d » Wed May 02, 2012 12:47 am
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Well off to bed now after my late shift at work hopefully will have some good news at 11:15 tommorow I will keep you all updated when I find out .
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KAYKAY

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Post by KAYKAY » Wed May 02, 2012 6:35 am
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Good luck for today... hope all goes well.
IVA Completed August 2011
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Struzzo39

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Post by Struzzo39 » Wed May 02, 2012 7:19 am
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Good luck from us also. Looking forward to reading a positive post from you later today x
Steven & Debbie
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Claire.37

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Post by Claire.37 » Wed May 02, 2012 7:27 am
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Good luck for today. Look forward to hearing your iva has been approved later today [:)]
Full & Final Accepted 22nd May 2012 :)
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michael.d

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Post by michael.d » Wed May 02, 2012 11:26 am
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well its not good news im afraid just got the call and my iva has been rejected ;-( its my own fault i got in to this mess.
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Kelly O

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Post by Kelly O » Wed May 02, 2012 11:29 am
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I'm sorry to hear that Michael.

Did Payplan say why your IVA was rejected?
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
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michael.d

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Post by michael.d » Wed May 02, 2012 11:34 am
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yeah some of my debt was due to gambling which i have stoped for about 3 months but the creditors wanted 6 months of non gambling thats why it was rejected ;-( as i said its my fault i got in to this mess.
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Kelly O

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Post by Kelly O » Wed May 02, 2012 11:51 am
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Thats a shame when you have an such an effort to address the problem.

We dont have problems with clients with gambling debts as long as the gambling has stopped. We regularly get IVA's accepted with gambling debts.
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
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Shining

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Post by Shining » Wed May 02, 2012 11:56 am
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Michael don't let this knock you back, take a positive from it. You can propose another IVA. Talk to another company or two, explain the full circumstances. Your gambling has ceased and that in itself is a huge positive. Hang in there and do pick up the phone to discuss with others. www.iva.com is a good comparison site. I'm personally with Melanie Giles and can't fault anything about the service received.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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