Creditors Meeting

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Meash

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Post by Meash » Mon Aug 11, 2008 8:30 am
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Today is the day. My creditors meeting is arranged for 3pm and I can't tell you how scared I am.Haven't slept all night and I'm sure the children have picked up on my stress, they cried for the first time when I dropped them at the childminders today....I have 21 month old twins.
Can anyone advise what happens if I am rejected? what is the next step? should my IP advise me further or is that the end of their obligations?
A DMP is not an option so the only way forward will be BR which would be a nightmare situation.
Any feedback would be great, as I am a nervous wreck here!!!
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stressed_suzanne

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Post by stressed_suzanne » Mon Aug 11, 2008 8:51 am
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I can't give you any advice Meash, but just wanted to wish you lots of luck for it to be approved :)
Suzanne
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rockbottom

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Post by rockbottom » Mon Aug 11, 2008 9:07 am
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good luck Meash, fingers crossed for you.

rb
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MelanieGiles

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Post by MelanieGiles » Mon Aug 11, 2008 9:26 am
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As over 80% of all IVAs which are submitted are accepted, I am sure that you will be fine - but if there are any problems your IP will help you through the process and explore other options with you.
Regards, Melanie Giles, Insolvency Practitioner
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Lisa2009

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Post by Lisa2009 » Mon Aug 11, 2008 9:28 am
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Best of luck for today and try not to worry too much xxxx
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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Twaddle

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Post by Twaddle » Mon Aug 11, 2008 9:28 am
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I really feel for you!! I am sending you so much luck and best wishes (I'm currently two people so it's doube luck.. hehe).

Lots of luck xoxoxoxo
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rockstarloz

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Post by rockstarloz » Mon Aug 11, 2008 9:29 am
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Good luck Meash, you'll do great!
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Viki.W

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Post by Viki.W » Mon Aug 11, 2008 9:49 am
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I wish you all the luck in the world Meash, let us all know how you get on. X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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plasticdaft

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Post by plasticdaft » Mon Aug 11, 2008 10:33 am
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Meash,my fingers and toes are crossed for you. Worrying about being rejected is natural. You say that dmp isnt an option but if your IVA doesnt go through,a dmp may settle the ship for a few months when you could retry another iva.

Good luck.
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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nomoredosh

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Post by nomoredosh » Mon Aug 11, 2008 10:35 am
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Meash, hang on in there< I know the wait is awful. Keeping everything crossed for you!
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Meash

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Post by Meash » Mon Aug 11, 2008 10:45 am
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So, if this IVA gets rejected how come I could reapply? Wouldn't the decision be automatically the same?
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kallis3

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Post by kallis3 » Mon Aug 11, 2008 12:18 pm
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Hi Meash and the very best of luck for this afternoon.

I don't quite know how it works, but I do know that you can re apply. That is what I would have done if my IVA had been rejected.
I would have been DMP for a few months, then tried again.

I doubt it will come to that, as I am sure you will be accepted. It is a very worrying time though.

Let us know what the outcome is.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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tori

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Post by tori » Mon Aug 11, 2008 12:19 pm
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[:)]good luck meash ! i know that the waiting bit is awful but it wont be long now.keeping my fingers crossed for you.x[:)]
please visit my blog http://tori.blogs.iva.co.uk/ a second chance..
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angelrainbow

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Post by angelrainbow » Mon Aug 11, 2008 2:57 pm
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Positive thinking is a wonderful thing - do a spot of 'cosmic ordering' and picture getting the phone call that it was approved as clear as you can in your head. Don't allow any negative thoughts in.

Will be thinking of you and wishing you well.
Completion Certificate received September 2012.
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debtmountain

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Post by debtmountain » Mon Aug 11, 2008 3:02 pm
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Good Luck Meash,[:)]

Hope to hear from you in an hour or so with the News, fingers crossed.

xx
IVA accepted 13/11/2008..17 payments down,55 to go..
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