Just to let you all know....Accepted!!
Everything as in our proposal.I would really like to thank all at McCambridge Duffy in Derry for all the help they have given us along the way.I really believed a few months ago that we were going to lose our home and business because of the awful mess that we were in.
I look foward to a better future now and if I can be of any help to anyone else going through this just ask.
I am delighted for you both Lin and we really appreciate your kind words. Hopefully the rest of the IVA term goes as smoothly as the meeting of creditors.
arhorsl and cariadqueen,please don't worry it's nothing like you imagine.I had nightmares about this morning but when the time came it was just a few phonecalls and a reply to an email.Painless really!
I'm absolutely sure that yours will be accepted as well.
I'm ashamed to say that we owed a lot of money and I don't feel good about not being able to pay it back but,over the next five years we will try our best to repay all that we can.
Thankyou Michael Peoples,your company is the best.
PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.