Scott - I know exactly how you are feeling! Ours was at 3.30 as well and it was about 3.45 when we had the call. I was a nervous wreck by this point!
You might find that some, if not all, of the votes are already in as they are usually faxed across to the IP.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Good Luck Scott,..I'm keeping everything crossed for you and a Happy Birthday for yesterday from me too[:)].....I didn't hear for a couple of hours,..times vary with each individual case I think? but try not to worry,I understand how nervous you are feeling but not long to go now,I'm sure you will hear some positive news very soon...xx[:)]
IVA accepted 13/11/2008..17 payments down,55 to go..
That's fantastic news Scott! Really pleased for you. Break open that champagne and have a great evening!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
That's a lot of mods, but as long as you are ok with them, that's ok. They accepted it - that's the main thing.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Thank you to everyone. A quick run down (before my break down)
Northern Rock (21000) votes yes
GE Money (750) did not vote
HBOS (6000) voted yes
Littlewoods (270) did not vote
Capital One (560) votes yes
Lloyds TSB (24000) did not vote (???)
Orange phones (550) did not vote
British Gas (900) did not vote
So thank you to everyone. My first payment has been deferred until next month. Have a good night everyone
Aw!! Brilliant News Scott[:)],so pleased for you and nice to see Capital One accepted (they voted no to ours)..no break downs allowed,crack open that bottle of champagne and have yourself a lovely evening..xx[:)]
IVA accepted 13/11/2008..17 payments down,55 to go..