Creditors meeting today...

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Rosepetal

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Post by Rosepetal » Mon Feb 27, 2012 3:48 pm
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hope you've had good news & gone off to share with Mr H,x
Nothing stays the same...everything changes..hang on in there!
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kev59

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Post by kev59 » Mon Feb 27, 2012 4:05 pm
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Good luck, hope you get the good news soon.
IVA now over with and it was worth it.
now starting my life again,
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nepensioner

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Post by nepensioner » Mon Feb 27, 2012 7:02 pm
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Any news??
F & F Accepted 19th Oct 2010
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MrsR

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Post by MrsR » Tue Feb 28, 2012 7:59 am
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Hi Hyperdrive,

Hope the meeting went ok x
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!

Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA :)

Completion Certificate received- 30th April 2015!!
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kallis3

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Post by kallis3 » Tue Feb 28, 2012 8:07 am
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Please let us know how you got on - hope Mr Hyperdrive is ok?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Shining

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Post by Shining » Tue Feb 28, 2012 8:28 am
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Love to hear from you too x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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footiemad

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Post by footiemad » Tue Feb 28, 2012 9:25 am
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Me too x
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Hyperdrive

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Post by Hyperdrive » Tue Feb 28, 2012 4:22 pm
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Hi guys and thanks for all your messages of support.Sorry for the delay in feedback. I`ve managed to borrow a notebook and Mrs H got me a dongle so at least I can do some work and social networking while I`m in hospital.
I`m afraid our proposals were rejected yesterday and Mrs H was too distressed to post last night. However the meeting is going to reconvene at noon on Friday and I`m hopeful for a better outcome.
I`m disappointed and frustrated that the reason for the refusal was because I`m in hospital and the first few payments were reduced by the IP (I`m self employed). One of the people at the meeting - who represented several of our debts - took the view that my illness might go on for longer. This is unlikely (I`ve a broken leg, not a critical illness) and I`m well on the way to being back in the shop. Apart from that I`m getting Employment Support Allowance (aka Incapacity Benefit) and payments from my Shop insurer for personal injury, so our income is hardly effected!!
So everything crossed for Friday.
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kallis3

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Post by kallis3 » Tue Feb 28, 2012 4:49 pm
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Oh Hyperdrive I'm so sorry to hear that. I hope your IP fights tooth and nail to to get this through - how on earth can they say your illness may go on for longer when it's a broken leg?

Hopefully they can be convinced - they're idiots if they can't!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Rod Newman

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Post by Rod Newman » Tue Feb 28, 2012 4:59 pm
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Hope all will be sorted for Friday, and also hope you make a full recovery soon.
Rod
Most day's you feel like the statue but just once in a while you get to be the pigeon!
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nepensioner

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Post by nepensioner » Tue Feb 28, 2012 5:46 pm
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Do take care HD, xx
F & F Accepted 19th Oct 2010
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luluj

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Post by luluj » Tue Feb 28, 2012 5:51 pm
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sorry to hear this - hopefully Friday will bring good news !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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MrsR

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Post by MrsR » Tue Feb 28, 2012 11:29 pm
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Hi Hyperdrive,

I too am sorry to hear about your meeting outcome yesterday.

It must be very frustrating, especially as your having a tough time with everything else !

I hope that your meeting Friday has a more successful outcome. x
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!

Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA :)

Completion Certificate received- 30th April 2015!!
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Shining

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Post by Shining » Tue Feb 28, 2012 11:31 pm
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Just caught up with this and I do hope on Friday it's the positive outcome you want and hope Mrs H is ok and wish you a speedy recovery x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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MelanieGiles

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Post by MelanieGiles » Wed Feb 29, 2012 2:07 am
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What a complete lot of nonsense from your creditors! Get your IP to fight hard on this one - your reasons for the lower payments are good ones, and I am sure you are offering a better return than would be available to creditors under bankrutpcy proceedings.

Hope you get better soon!
Regards, Melanie Giles, Insolvency Practitioner
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