Hi Everyone
Had a bit of a busy day yesterday so was unable to reply to these posts.
Yes the increase is high but as Melanie says she had put everything at the maximum. We do have to make more cut backs but no one said this was meant to be easy!!
We are just so relieved that the creditors voted yes and we can now move on and concentrate on life without having to worry about phone calls and letters.
We had already started working to a budget and we know that what ever we buy we can afford and we do not have to worry about paying it back later.
I am worried about the future and I do feel guilty about what has happened, especially because of our children, I do not want them to miss out on anything because of the mistakes we have made. They are unaware of what has happened and I want it to stay that way, they are having to get used to us saying no when they ask for things (not that they ask for a lot) but hopefully we can teach them the value of money and only having what you can afford.
Thanks to everyone for your support over the past few weeks it is great to know that there are people out there to offer support as we have told no family or friends about this and I don't know if we ever will.
Thanks too to Melanie and her amazing team who have been fantastic all the way through this.
To anyone setting out on this journey it isn't easy but if you have the right people looking out for you it makes it achievable.
I hope this forum carries on all the good work and support, Andy you are an inspiration and you do such a great job helping others.
Even though ours has been accepted I will still read the forum and hopefully be able to offer advice like others have to me and I will still have lots of questions as we go through the next five/six years.
Sorry if I have waffled but I just needed to get all this off my chest and thank everyone who has helped, you are all wonderful [:)]
As soon as we receive our chairmans report I will let you all know how everyone voted.
"Life is too short to wake up in the morning with regrets. So love the people who treat you right, forget about the ones who don’t and believe that everything happens for a reason. If you get a chance, take it. If it changes your life, let it. Nobody said that it’d be easy, they just promised it would be worth it."
