I haven't been on for a while as I found myself constantly scanning and worrying myself silly so I avoided the forum for a few weeks.
Just thought I'd come on to say our creditors meetings are tomorrow (hubbie and I have interlocking IVA proposals), and I am feeling butterflies to say the least!
Our proposal is a tiny bit complicated as it includes a credit card debt of my husbands from Australia so the legalities are a little unclear with regards to inclusion within the IVA but our IP has advised to include them anyway and see how they respond.
So everything is crossed for tomorrow...really feeling quite nervous now!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Good luck for tomorrow, know how your feeling because our creditors meeting is also tomorrow at 12 o'clock, like you we just hope that all is accepted without a hitch and not too many variations .. good luck again and to the future.
I shall be looking forward to a positive post tomorrow!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Thanks guys! I've been obsessively scouring for info on the commonwealth bank hahaha...I can't help myself. Must go 'try' get some sleep now. The meetings are 11am and 11.15am. Night all x
Thanks Melanie. I figure that if it could be included under a bankruptcy, then the same in theory should apply to an IVA. Either way they will get more under the IVA terms than the 'zilch' they would get under a bankruptcy. Fingers crossed!
