Thanks for all your support Getting our heads round this now and the car thing doesnt seem so bad - after all the IVA has been accepted and if we cant downsize we should be able to prove it! and the worst is an extra 12 months payments - which we will probably have with the equity modification anyway!!
Does anyone know what the situation with Hire Purchases (HP) is as I thought they couldnt be included in an IVA and if we do downsize we will need to add this to the proposal????
Getting our heads round this now and the car thing doesnt seem so bad - after all the IVA has been accepted and if we cant downsize we should be able to prove it! and the worst is an extra 12 months payments - which we will probably have with the equity modification anyway!!