Creditors meeting tomorrow

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MissBrightside

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Post by MissBrightside » Wed Nov 26, 2014 9:57 pm
Tomorrow is D-Day! It should have been last Thursday but my proposal did not make it to three of my creditors, so my meeting was postponed for another week. Have got to say it's been the longest week of my life! My IVA proposal hasn't been the easiest to set up and there have been a few big hiccups along the way so I've got fingers crossed for a positive result tomorrow.
Can we climb this mountain? I know we can make it if we take it slow.
 
 

Foggy

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Post by Foggy » Wed Nov 26, 2014 9:58 pm
Fingers crossed for you and looking forward to a positive post tomorrow :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

hubert

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Post by hubert » Wed Nov 26, 2014 10:45 pm
Let us know how you get on, we'll be checking back in to see!

Best of luck and hopefully you'll start on your journey to complete debt freedom [:)]
One pay-cheque away from oblivion!
 
 

wiggle1

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Post by wiggle1 » Wed Nov 26, 2014 11:33 pm
Good luck. Fingers and toes crossed for you!
Life after IVA is wonderful.
 
 

luluj

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Post by luluj » Thu Nov 27, 2014 5:31 am
Good luck today ..be sure to let us know the outcome
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

Shining

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Post by Shining » Thu Nov 27, 2014 8:20 am
Good luck for later on today. I'll be looking in after work to check if you've updated.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

plasticdaft

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Post by plasticdaft » Thu Nov 27, 2014 8:43 am
Best of luck on what will no doubt be a nail biter of a day!!

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

MissBrightside

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Post by MissBrightside » Thu Nov 27, 2014 6:01 pm
Thank you everyone for the good wishes - it was a bit of a nail biter of a day. However I eventually got the call at just gone 4 to say that the IVA had been approved - phewee! So 3 months after discovering this forum and then picking up the phone to make that initial call I can breathe a sigh of relief!
Can we climb this mountain? I know we can make it if we take it slow.
 
 

linrog

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Post by linrog » Thu Nov 27, 2014 6:04 pm
well done and good luck on your journey to be debt free
full final paid over 29/2/16 cc arrived 12/4/16 its all over
 
 

luluj

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Post by luluj » Thu Nov 27, 2014 6:18 pm
Great news .... well done and try and relax now a little x
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

Foggy

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Post by Foggy » Thu Nov 27, 2014 6:25 pm
Excellent news. There will be ups and downs, but we will all be here to help you through.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Michael Peoples

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Post by Michael Peoples » Thu Nov 27, 2014 8:53 pm
Well done and hopefully you stay around to help others and also five years is a long time. The advice on here can be priceless.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

MissBrightside

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Post by MissBrightside » Thu Nov 27, 2014 11:01 pm
Thank you all ;o) I have got to say all credit goes to Melanie Giles and her team - as there have been some major hiccups and hurdles to jump in the last three months. Michael, I shall certainly stay around as I have already found the advice priceless and hopefully I may be able to help others.
Can we climb this mountain? I know we can make it if we take it slow.
 
 

ridingthestorm

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Post by ridingthestorm » Fri Nov 28, 2014 7:38 am
Good luck for D-Day !

I'm sure everything will go smoothly but I can remeber not sleeping a wink the night before my creditors meeting, and with so many emotions running through my head :-(

9 months down, and I can honestly say it was the best decision Ive made.
Loved Money, Hate Credit, Road to Recovery.... IVA started 3/3/14 -- IVA F&F accepted 18/5/17 :D
 
 

Shining

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Post by Shining » Fri Nov 28, 2014 1:41 pm
Fabulous news, so pleased for you and glad to hear you're staying around.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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