Creditors not recieving propsal!

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rockstarloz

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Post by rockstarloz » Mon Jul 14, 2008 3:37 pm
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Hello all,

All my creditors have told me that they have not recieved any papeerwork for my IVA and it was apparently sent out last week. My IVA company do not seem to worried about this and said they will check its gone to the correct places, HSBC said they need 14 days from getting the paper in which to reply. The creditors meeting is on the 29th. Anyone else had this same experience?
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kallis3

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Post by kallis3 » Mon Jul 14, 2008 3:42 pm
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Yes, I think most of them say this. It probably takes a while to filter down to the correct office. Bear in mind that you will just be talking to a call centre operator.

I wouldn't worry about it.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Emily

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Post by Emily » Mon Jul 14, 2008 3:43 pm
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The IVA papers are probabbly in the Banks mail system...I have seen this for DMPs that CCC sends out...9/10 they have it already but not in the right hands yet
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northumbrian69

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Post by northumbrian69 » Mon Jul 14, 2008 4:06 pm
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This happened to me, Emily and Kallis3 are right, you will just be talking to call centre personnel who will not have been updated on your current position, your IVA proposal will have gone to the banks dedicated IVA department.
I know it's hard to do but don't worry, your IP will have done hundreds of IVA's and knows exactly where to send your proposal.
Good luck on the 29th [:)][:)][:)]
IVA COMPLETED ON THE 17th MARCH, FINAL I&E COMPLETED 26th APRIL, COMPLETION CERTIFICATE ARRIVED 2nd AUGUST
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sblack

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Post by sblack » Mon Jul 14, 2008 5:22 pm
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Hi,
Yes a number of mine said they had received no paperwork. They are most likely in the wrong department and not upto speed with things.
Good Luck
"Life is too short to wake up in the morning with regrets. So love the people who treat you right, forget about the ones who don’t and believe that everything happens for a reason. If you get a chance, take it. If it changes your life, let it. Nobody said that it’d be easy, they just promised it would be worth it."
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kallis3

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Post by kallis3 » Mon Jul 14, 2008 5:23 pm
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And they also want to try and get some money out of you!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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rockstarloz

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Post by rockstarloz » Mon Jul 14, 2008 5:40 pm
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Okay I'm not so worried now. Phew! I have to say all the creditors who I called today were really nice about it and very understanding! I was quite surprised! Roll on the 29th!!
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Moneystinks

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Post by Moneystinks » Mon Jul 14, 2008 8:19 pm
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Good luck for the 29th!
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rockstarloz

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Post by rockstarloz » Mon Jul 14, 2008 10:35 pm
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Thanks Moneystinks :-)
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