Creditors

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Jessicamj

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Joined: Tue Nov 21, 2017 9:11 pm

Post by Jessicamj » Sun Dec 10, 2017 7:02 pm
Are there any specific creditors likely to say no to iva proposal?

Foggy

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Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Sun Dec 10, 2017 7:08 pm
I have found over the last 7 years that creditors can be fickle --- some refuse a few as well as accept a few, it all depends on the strength of the offer and the general set of circumstances --- HSBC, for one, notoriously hate IVA's, yet I have seen them say yes. The only real thorn in the side (again depending on the circumstances) are HMRC.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

Jessicamj

Posts: 25
Joined: Tue Nov 21, 2017 9:11 pm

Post by Jessicamj » Sun Dec 10, 2017 7:11 pm
Foggy wrote:
I have found over the last 7 years that creditors can be fickle --- some refuse a few as well as accept a few, it all depends on the strength of the offer and the general set of circumstances --- HSBC, for one, notoriously hate IVA's, yet I have seen them say yes. The only real thorn in the side (again depending on the circumstances) are HMRC.

Neither of those are my creditors
My main ones are natwest, shop direct, capital one and AvantCredit.

With other credit cards and payday loans below £1000
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