D Day tomorrow!!!

Get expert opinion. This is the place for new questions to be posted.
46 posts Page 2 of 4
 
 

Rickne

User avatar
Posts: 235
Joined: Tue Mar 11, 2014 4:13 pm
Location: United Kingdom

Post by Rickne » Fri Apr 25, 2014 8:52 am
Yeah I really have no concerns don't you worry. :) Had a few letters from creditors and a couple of calls from them but never were too pushy. All were happy to allow 30 days without contact. Capital one were understanding and to a degree Shop Direct (littlewoods,very) although to be honest the girl who spoke to me had no idea of an IVA application but probaly just had a script to read on a pc anyway. Couple letters from TESCO and no contact whatsoever from Barclaycard.
Completed via Early exit loan on year 4
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:

Post by MelanieGiles » Fri Apr 25, 2014 9:43 am
I'm not on leave! I'm here, and only 20 mins to go now, Rickne!
Regards, Melanie Giles, Insolvency Practitioner
 
 

Rickne

User avatar
Posts: 235
Joined: Tue Mar 11, 2014 4:13 pm
Location: United Kingdom

Post by Rickne » Fri Apr 25, 2014 9:48 am
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by MelanieGiles

I'm not on leave! I'm here, and only 20 mins to go now, Rickne!
I ment Sue and Claire :P Some of us have to hold the fort I guess haha. Anyway yeah 20 mins ... bring it on! :D
Last edited by Rickne on Fri Apr 25, 2014 9:50 am, edited 1 time in total.
Completed via Early exit loan on year 4
 
 

Kelly O

User avatar
Posts: 1089
Joined: Wed Mar 07, 2012 2:52 pm
Location: United Kingdom

Post by Kelly O » Fri Apr 25, 2014 10:13 am
Hi Rickne, good luck for this morning Amie will be in contact with you very shortly :-):-)
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
 
 

Rickne

User avatar
Posts: 235
Joined: Tue Mar 11, 2014 4:13 pm
Location: United Kingdom

Post by Rickne » Fri Apr 25, 2014 10:30 am
Got my call Kelly and its great news. Thanks to you all for setting this up for me. Here's to the future! Now to relax...a little better ;)


Seems all the votes came in much earlier and all were a thumbs up!
Last edited by Rickne on Fri Apr 25, 2014 10:31 am, edited 1 time in total.
Completed via Early exit loan on year 4
 
 

ivamess

User avatar
Posts: 253
Joined: Wed Feb 05, 2014 2:02 pm
Location:

Post by ivamess » Fri Apr 25, 2014 11:07 am
Well done Rickne, feels good doesn't it? Bex are you out there and did it go well for you too?
 
 

welshwiz

User avatar
Posts: 531
Joined: Sat Dec 29, 2012 4:13 pm
Location:

Post by welshwiz » Fri Apr 25, 2014 11:29 am
Congrats Rickne, you are on the road to being debt free
 
 

Bex12

User avatar
Posts: 130
Joined: Wed Mar 12, 2014 5:21 pm
Location: United Kingdom

Post by Bex12 » Fri Apr 25, 2014 12:29 pm
Congrats Rickne [8D] I still haven't heard and I am on a course today a pass or fail for work so not hearing yet is making it hard to concentrate
I hope I get the call asap
 
 

Michael Peoples

User avatar
Industry Expert
Posts: 15189
Joined: Mon Nov 03, 2008 12:36 pm
Location:

Post by Michael Peoples » Fri Apr 25, 2014 12:33 pm
Ring your IP Bex and have your minbd put at ease. I am sure you will be fine but you do not need the distraction.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

Bex12

User avatar
Posts: 130
Joined: Wed Mar 12, 2014 5:21 pm
Location: United Kingdom

Post by Bex12 » Fri Apr 25, 2014 12:43 pm
Thanks Micheal but I haven't brought any of the phone numbers with me wish I had now.
 
 

welshwiz

User avatar
Posts: 531
Joined: Sat Dec 29, 2012 4:13 pm
Location:

Post by welshwiz » Fri Apr 25, 2014 12:49 pm
Hi Bex

Email them address in experts link
 
 

Rickne

User avatar
Posts: 235
Joined: Tue Mar 11, 2014 4:13 pm
Location: United Kingdom

Post by Rickne » Fri Apr 25, 2014 12:52 pm
knightsbridge customer services : 0800 158 3539
Completed via Early exit loan on year 4
 
 

Foggy

User avatar
Posts: 33395
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Fri Apr 25, 2014 12:55 pm
Well done Rick :-) I am sure it will be good news Bex.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Bex12

User avatar
Posts: 130
Joined: Wed Mar 12, 2014 5:21 pm
Location: United Kingdom

Post by Bex12 » Fri Apr 25, 2014 2:13 pm
Just phoned and they said still waiting for the votes to come in is this normal?
 
 

Rickne

User avatar
Posts: 235
Joined: Tue Mar 11, 2014 4:13 pm
Location: United Kingdom

Post by Rickne » Fri Apr 25, 2014 2:28 pm
What i wanna know is how often do creditor reps actually attend meetings? Votes coming in by phone or post seem to be the norm.
Completed via Early exit loan on year 4
46 posts Page 2 of 4
Return to “Ask IVA Forum and Industry experts”