Hi All... Was accepted today for an IVA and feel 100% better for doing it . Was on a dmp for 12 months prior to being accepted and although the dmp was cheap and a short term fix it would have taken 30 to 40 years to clear my debt. At least I can now feel better about myself and not have the constant thought that the debts will never go away. In a strange way I feel that I have won a small battle, even on day one, by deciding and going through with this.
Congratulations on having your IVA approved. It certainly is a weight off your shoulder, and you can at least see the light at the end of the 5 year tunnel rather than still be stumbling in the dark.
Good luck for the future, keep posting and I'll bet you live up to your name tonight![:)]
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Pixie
'Welcome to where ever you are, this is your life you've made it this far, welcome, you've got to believe right here right now is exactly where you're meant to be'
IVA started may 07 ended dec 08
Hi sleeping well, well done with your IVA! 5 years seems a long time but at least it will be at an end[:)] hope to have the same success with my meeting tomorrow!
Hope you do exactly that tonight 
