Surely this was an illegal move by Argos as pennieless is protected under the terms of the IVA, have Argos not left themselves open to some form of prosecution?
"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea".
I think that you are a client of mine? If so, please let Liz know on Monday and she will sort this out for you. This sort of behaviour by creditors post-IVA is simply not acceptable.