Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Funnily enough we had a debt collector at the door last Friday from Black Horse Finance.
I do not have a debt with them!!!
They were looking for the previous owner of our house, but we had never received any letters from them even though she had obviously not updated them with her new address.
He was actually a nice man who apologised when I told him that she had moved.
Hate to imagine what would have happened if he hadn't believed me.
If the partial access to the electoral role is stopped too, there will be more cases of mistaken identity. Plus, they also have rights to pin down debtors who kick-up a fuss! Scary.
*Sorry blue gorilla, you are not allowed to put advertising links on.*
Last edited by blue gorilla on Wed Jan 28, 2009 3:50 pm, edited 1 time in total.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Debt collection agencies can't use force at all. You can refuse to speak to them.
You can refuse to let a bailiff enter your home if he comes to the door (unless he has a court order of course), but if you have left any other doors or windows open and he can gain entrance that way, he is quite entitled to do so.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Whilst not in force yet, it probably soon will be. The second article also points out that it could be considered ok to break down a door. Now to me that's reasonable force - actually i'd say that was quite unreasonable - but it still goes on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk